What is demographic data?
Demographic data is descriptive information about groups of pilot participants, such as the number who have consented to participate in research (treatment group), average age, percentage of children in a household, average number of children in a household, average household size, gender, ethnicity, race, marital status, primary language at home, and annual household income. The race and ethnicity categories are not mutually exclusive; participants were able to answer as they wished in either of these categories.
Demographic data (presented in a 1-page PDF file on each pilot’s dashboard page) reflects those in a pilot’s treatment group who have consented to participate in research. Because some pilot participants are not part of a research cohort, the total number of participants in a pilot, indicated at the top of each pilot page, may differ from the total number in the treatment group, reflected in each pilot’s 1-page PDF file.
What is spending data, and how was it collected?
Spending data shows how guaranteed income pilot participants spend their money. The spending data presented on the Dashboard reflects transactions within a bank account or on a debit card. Cash transactions, which represent 40% of spending, are not included in spending data. For participants who linked their guaranteed income debit cards to their main bank account, the entirety of their spending data is shown, not just how they spend the guaranteed income.
The landing page spending graph combines results from all guaranteed income participants across all pilots with spending data from the beginning to the end of payments to participants, or through the current date on the pilot page (Data last updated on xx/xx/xxxx.) for programs that are ongoing. Each pilot page graph presents results from all participants with spending data from that site in the same time frame. Oakland, Baltimore, Cambridge, and Richmond do not have spending data currently. So, aggregate spending data does not include these pilots. Note that spending and demographic data only reflect the first cohort of 100 mothers of The Bridge Project’s (New York City) 600 participants.
Why is spending data important?
There are pervasive and harmful stereotypes about recipients of cash assistance. Some of these myths are about low-income families and the ability of people of color to spend responsibly, save, and invest in their future. Historically, these myths have been used to oppose welfare programs. Although it takes much more than data to challenge these stereotypes and myths, spending data can help shift our narratives on poverty and cash. Guaranteed income participants spend most of their income on the same things everyone else spends their money on: basic necessities. Some guaranteed income participants are able to pay off debts and save for future emergencies. Others are able to use their cash in ways that help them find employment.
What types of spending are included in each category?
Educational expenses: Tuition and fees required to enroll at or attend an educational institution (primary/secondary/college/vocational/technical schools), and tutoring services.
Financial transactions: Fees and charges paid to financial institutions for loans, account set-up, maintenance, transactional services, consultancy, insurance, and brokerage fees.
Food and groceries: Expenses related to shopping for grocery, takeout, meal kits, and dining out.
Healthcare/Medical expenses: Expenses for medical services rendered by physicians, surgeons, dentists, and other medical practitioners, including pharmacy purchases.
Miscellaneous expenses: Expenses related to charitable donations, government fines and fees.
Retail sales and services: Expenses incurred in large and small chain stores, wholesale and discount clubs, single retail stores, subscription services, professional services, and maintenance and repair services. Includes discount superstores, like Target and Walmart, where participants can purchase food, school supplies, medical products, etc.
Transport related expenses: Expenses incurred on fuel, parking, vehicle purchase, vehicle maintenance and repair, public transit, ride-shares, and other commuting expenses.
Travel/Leisure/Entertainment: Expenses incurred on lodging, air travel, cruises and carnivals, movies, theaters, sports events, and other related spending.
Housing & Utilities: Expenses incurred on rent, mortgage, property taxes, electric, heating, water, sanitation, and related spending.
What data will be added to this dashboard in the future?
Spending data will be updated for each program quarterly until the program ends. In 2024, the dashboard will present quantitative and qualitative data on the well-being and outcomes of caregivers who are receiving unconditional cash.